MUDRA LOAN Home / MUDRA LOAN



Mudra Yojana is a loan scheme initiated by the Government of India to offer loan amount up to Rs. 10 lakh for individuals and MSMEs to start their new business or for operation of the existing businesses, without submitting any collateral or security. MUDRA Yojana is offered under 3 loan scheme types, named Shishu, Kishor, and Tarun.

Features and Benefits of Mudra Loan:

  • Loans under Mudra scheme can be availed by individuals, startups, shopkeepers, retailers, traders, small manufacturers, artisans, MSMEs, and businesses engaged in the Manufacturing, Trading, and Services Sectors.

  • Loan Amount
    • Under Shishu Scheme: Up to Rs. 50,000
    • Under Kishor Scheme: Rs. 50,001 – Rs. 5,00,000
    • Under Tarun Scheme: Rs. 5,00,001 – Rs. 10,00,000

  • Low interest rates with lower processing fees.

  • Covered under Credit Guarantee Schemes from Govt. of India.

  • No Collateral/Security.

  • Repayment Tenure varies from 12 months to 5 years.

  • Easy Loan Approvals for Transport Vehicle

    Through Mudra Loan, you can purchase transport vehicles for transportation of goods and passengers such as auto rickshaws, small goods transport vehicles, 3 wheelers, e-rickshaws, taxis, etc. Tractors/Tractor Trolleys/Power Tillers.

  • Lowest Possible Prices for Community and Social Service Activities

    Salons, beauty parlours, gymnasium, boutiques, tailoring shops, dry cleaning, cycle and motorcycle repair shops, DTP and Photocopying Facilities, Medicine Shops, Courier Agents, etc. avail the benefits.

  • Food Products Sector and Textile Products Sector

    Various activities are involved in the respective sector, such as papad, achaar, ice cream, biscuits, jam, jelly, and sweets making, Handloom, powerloom, traditional embroidery and hand work, traditional dyeing and printing, apparel design, knitting, cotton ginning as well as for agriculture produce preservation at rural level.

  • Activities allied to agriculture and Equipment Finance based Scheme for Micro Units

    Activities allied to agriculture', e.g. pisciculture, bee keeping, poultry, livestock-rearing, grading, sorting, aggregation agro industries, diary, fishery, agri-clinics and agribusiness centres, food & agro-processing, etc and services supporting these. and Setting up micro enterprises by purchasing necessary machinery / equipments with per beneficiary loan size of upto Rs. 10 lakh.


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